财务规划及资源
修改日期:2018年4月11日
![财务规划](/content/dam/aicpa/forthepublic/publishingimages/financial-planning.jpg)
Sharing your life plans and dreams with a financial adviser requires an enormous amount of trust. 要考虑的事情太多了.
- You need to know they’re credible and objective while acting in your best interest.
- You want to ensure they have the required qualifications such as education, 经验, 声誉, 以及财务规划专业知识
- You want to know how they’re compensated (fees, commissions, etc.).
If you’re like most people, this can be a daunting decision.
Here’s a simple way to make it easier: Look for the letters “188bet亚洲真人体育下载网址/ PFS” (Personal Financial Specialist) after the name of anyone you’re considering.
188bet亚洲真人体育下载网址是公众的保护者
Licensed CPAs are subject to regulation by their respective state boards of accountancy and strict professional ethics rules adopted by the boards to protect the public against fraud, incompetence and conflicts of interest.
除了, all CPA/PFS credential holders are members of the American Institute of CPAs and are required to adhere to the 美国注册188bet亚洲真人体育下载职业行为准则, which sets forth certain standards of professional conduct.
的 Statement on Standards in 个人理财规划 Services establishes guidance for members who provide personal financial planning services.
CPA/PFS能为你做什么
![personal-financial-specialist](/content/dam/aicpa/forthepublic/publishingimages/personal-financial-specialist.jpg)
A CPA Personal Financial Specialist (CPA/PFS) must adhere to the most rigorous professional standards and ethics which means they will take the time to first UNDERSTAND YOU so they can truly put YOUR INTEREST FIRST.
Having "CPA/PFS" proves they have earned a level of distinction few financial planners can match. 的 CPA profession 声誉 is built on consistent competence, objectivity, and integrity. A CPA/PFS won't ask for your trust, they will earn it.
188bet亚洲真人体育下载网址/PFS将:
- 运用他们的训练, 经验, testing and education as CPAs to your financial situation, distinguished from other financial planners;
- demonstrate expertise and continued learning in the topic of personal financial planning; and
- coordinate your financial life by integrating your goals, 纳税情况, and financial plan in a holistic way.
Tools and Resources to Get You Started
![财务规划-tools](/content/dam/aicpa/forthepublic/publishingimages/financial-planning-tools.jpg)
的 following tools and resources have been created to assist you in all areas of your financial plan.
- 检查清单:
- Analysis of a 税 Return for Planning Opportunities: This checklist will help you analyze and identify key issues to consider as you prepare, review and discuss individual 税 return with your CPA financial planner.
- 个人财务记分卡: A great motivational tool to help you identify the important issues in all areas of personal financial planning, 包括房地产, 税, 退休, 投资, 还有保险计划.
- 书籍和文章:
- 额外的资源:
- 360度金融知识: resources to help consumers understand their personal finances through every stage of life
- 360度的税收: resources to help consumers understand their 税es
- Disasters: Planning Ahead and Recovering
- 喂猪/本杰明·班克斯: resources to help consumers 35 and younger with their spending and saving habits
- 钱医生: CPA/PFS credential holders are available to respond to basic financial planning questions
财务规划网播
来自过去事件的永恒话题:
![财务规划-webcasts 手放在鼠标上](/content/aicpa/forthepublic/financial-planning-resources/_jcr_content/main/titleimagetextlinks/titl-parsys/titleimagetextlinks/titl-parsys/titleimagetextlinks/titl-parsys/columncontrol_1012248643/column-1/image.img.png/1540499952712.png)